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In Detroit, land contracts are the new subprime. Real estate agent and property investors are obtaining that the normal buyer does not the credit worthiness and or the asset requirements to get a mortgage out of your bank. One alternative might be to create a land contract between buyer and seller and obtain the house provided. A lot of the same underwriting criteria that was created in the subprime industry is finding its way into the land contract market that is taking hold in cities like Detroit. Mortgage Advisors Network excellent place start.
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